0% Fees from Ko-fi on all Donations
Unlike other services, Ko-fi don't take any fees from donations between supporters and creators. We want the creator to receive the maximum amount of the donation from the supporter and we want creators to get their donation funds instantly.
When a supporter chooses to donate to a creator, Ko-fi generates a link to that creators PayPal page. The transaction takes place directly on PayPal. We get a notification from PayPal that a transaction has taken place so we can update the creator's page, but we are not involved in processing the payment at all.
Do Payment Processors Take a fee?
The payment processor i.e. PayPal or Stripe do take their normal transaction fees which will vary based on the type of account, location and currencies used. You can minimise the effective fee % taken by payment processors by adjusting your currency and tweaking the unit price of donation in pament settings.
How does Ko-fi Make Money?
We don't show adverts or sell your data, Ko-fi makes money from Ko-fi Gold subscriptions and donations to our own page over at ko-fi.com/supportkofi. If you choose to use Ko-fi Commissions but aren't a Gold subscriber you will pay a 5% platform fee on commission purchases.